Trucking Insurance
Commercial Truck Insurance for Every Size Operation
At Midwest Insurance Partners, we specialize in commercial truck insurance for owner-operators, small fleets, and large carriers throughout the Midwest. Whether you haul locally or run long-haul routes across state lines, we build coverage that fits your operation — not a one-size-fits-all policy.
We work with multiple top-rated carriers to find you the right combination of price and protection. Our agents understand the trucking industry, the risks you face every day, and the regulations you must comply with.
Coverage Types We Offer:
• Primary Liability — Required by the FMCSA, this covers bodily injury and property damage you cause to others.
• Cargo Insurance — Protects the freight you're hauling against loss, theft, or damage.
• Physical Damage — Covers your truck and trailer from collision, fire, theft, and other perils.
• Bobtail Insurance — Covers your truck when operating without a trailer, between loads.
• Non-Trucking Liability — Covers personal use of your truck when not under dispatch.
• Occupational Accident — Protects owner-operators who are not covered by workers' comp.
• Motor Truck General Liability — Covers your trucking business operations beyond the road.
• Umbrella / Excess Liability — Extra protection above your primary limits for catastrophic claims.
Who We Serve:
• Owner-Operators (single truck)
• Small Fleets (2–20 trucks)
• Mid-Size Fleets (21–100 trucks)
• Large Carriers (100+ trucks)
• Hotshot Truckers
• Flatbed, Refrigerated, Tanker, and Dry Van Operators