Tow Company Insurance
Specialized Insurance for Tow Trucks, Wreckers & Roadside Operators
Tow companies face unique insurance challenges that standard auto policies simply don't cover. Whether you operate a single wrecker or a fleet of tow trucks, Midwest Insurance Partners has the specialized coverage your business needs to stay protected and compliant.
From on-hook towing liability to garage keeper coverage, we work with carriers who understand the towing industry and the risks you face every day — from highway accidents to storage lot incidents.
Coverage Types We Offer:
• Tow Truck Liability — Covers bodily injury and property damage caused by your tow truck while in operation.
• On-Hook Towing Coverage — Protects vehicles in your care, custody, and control while being towed.
• Garage Keeper's Legal Liability — Covers customer vehicles stored or parked at your facility.
• Physical Damage — Covers your tow trucks and wreckers against collision, fire, theft, and vandalism.
• General Liability — Covers slip-and-fall and other non-vehicle incidents at your place of business.
• Workers' Compensation — Covers your employees for on-the-job injuries.
• Commercial Umbrella — Additional liability protection beyond your primary policy limits.
• Roadside Assistance Operations Coverage — For operators providing roadside assistance services.
Who We Serve:
• Towing Companies (light, medium, heavy-duty)
• Wrecker Services
• Flatbed Tow Operators
• Roadside Assistance Providers
• Vehicle Recovery & Transport Services
• Impound Lot Operators